Today’s top story: Bouncing back from a holiday debt hangover. Also in the news: How to boost your credit score, which financial documents you need to keep, and five free financial apps.

How to Bounce Back From the Holiday Debt Hangover
Time to pick the tinsel out of your wallet.

The Best Way to Boost Your Credit Score in 2015
Increasing your credit limit will decrease your debt ratio.

Cleaning Your Financial House: 4 Items to Keep and 4 to Shred
What you should keep and what you should destroy.

Five Great Financial Apps That Are Free
Help right at your fingertips.

The Best Energy Efficiency Upgrades for Your Money
Spending that will pay off in the long run.