How schools can teach kids to be smart consumers

Most financial literacy efforts in schools don’t improve people’s behavior later in life. That could be because we’re focusing on the wrong things. Trying to teach teenagers how to shop for a mortgage, for example, may be an exercise in futility. The information simply isn’t relevant to them — yet. By the time they are […]

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Monday’s need-to-know money news

Today’s top story: How to help your partner’s credit without harming your own. Also in the news: Why Millennials can count on Social Security after all, 3 smart ways to supercharge your travel rewards, and the worst financial mistake a grandparent can make. Help Your Partner’s Credit — Without Harming Your Own Start by talking […]

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Q&A: Procrastination can mean estate-planning disaster

Dear Liz: My husband and I own all our assets as joint tenants. Because we have no children, we did not want to rush into making a will. But for the past few years, my husband’s older sister has been pressuring him to write a will benefiting her 60-year-old daughter. His sister has gone so […]

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Q&A: You need a planner for personalized advice

Dear Liz: I have five questions. I have enclosed five sheets of paper with each question printed at the top. Please feel free to simply write your advice on each page, and then insert them into the addressed and stamped envelope I have enclosed. This is my attempt to make it easy for you to […]

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Friday’s need-to-know money news

Today’s top story: Latino Credit Unions: Why They Matter, Where to Find One. Also in the news: When an airport lounge day pass is worth the splurge, helping your parents based on need instead of guilt, and why your money advisor should be a Fiduciary. Latino Credit Unions: Why They Matter, Where to Find One […]

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Wednesday’s need-to-know money news

Today’s top story: Don’t let technology bully you into tipping. Also in the news: 4 things that could make you the target of an audit, how lending a hand by co-signing a loan can backfire, and 7 smart ways to spend a $1,000 tax refund. Don’t Let Technology Bully You Into Tipping You decide how […]

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Tuesday’s need-to-know money news

Today’s top story: How grads can get another shot at student loan forgiveness. Also in the news: Spring cleaning your credit cards, how to sidestep 3 unethical financial advisor tactics, and how to handle loaning money to your parents. How Grads Can Get Another Shot at Student Loan Forgiveness This could be your last chance. […]

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Why you should freeze your child’s credit

For years, identity theft expert Eva Velasquez warned parents that freezing their children’s credit reports was difficult, problematic and probably unnecessary. Velasquez, chief executive officer of the nonprofit Identity Theft Resource Center, has since changed her mind. Or rather, the sheer volume and severity of database breaches — including last year’s breathtakingly huge compromise at […]

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Monday’s need-to-know money news

Today’s top story: How to turn a tax refund into a fatter paycheck. Also in the news: 3 money lessons we can learn from ‘Roseanne,’ what to do when your tax pro botches your return, and how to set money goals with your spouse. How to Turn a Tax Refund Into a Fatter Paycheck Make […]

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