Monday’s need-to-know money news

Today’s top story: A guide to dealing with debt collectors. Also in the news: Steps you can take to avoid tax identity theft, the advantages of a 30-year mortgage, and what to do when a relative hits you up for money. Tax return check

The Ultimate Guide to Debt Collectors
How to handle some of the world’s least favorite people.

4 Steps to Avoid Tax Identity Theft
Keep a close eye on your paperwork.

Why a 30-Year Mortgage Might Be Your Best Bet
The flexibility of a 30-Year could come in handy.

How to manage family asking to borrow money
What to do when Cousin Eddie hits you up for cash.

Your Social Security Benefit in 4 Easy Slides
Understanding your Social Security benefits.