Friday’s need-to-know money news

Today’s top story: What to know before sharing credit accounts with a parent. Also in the news: Required minimum distributions, tax-smart ways to withdraw from a 529 college plan, and high bank overdraft fees prompt a call for plain-English disclosure forms.

What to Know Before Sharing Credit Accounts With a Parent
A generous idea that could backfire.

What Are Required Minimum Distributions?
A taste of your retirement

Tax-Smart Ways to Withdraw Funds From a 529 College Plan
Don’t get hit by a large tax bill.

High bank overdraft fees prompt call for plain-English disclosure forms
No more trickery.