Wednesday’s need-to-know money news

Today’s top story: Why a home warranty may not give you the fix you crave. Also in the news: 4 reasons to spend your points and miles ASAP, why the best travel plan for this holiday season is a backup plan, and how to spot fake IRS letters.

Why a Home Warranty May Not Give You the Fix You Crave
Many homeowners are looking to home warranties for peace of mind, but to avoid unpleasant surprises, it’s important to understand the limits of what you’ve purchased.

4 Reasons to Spend Your Points and Miles ASAP
With fare increases and inevitable devaluations on the way, don’t wait to cash in your points and miles.

The Best Travel Plan for This Holiday Season Is a Backup Plan
The best-laid plans are the ones that can be changed when your flight gets delayed or your COVID test is positive.

How to Spot a Fake IRS Letter
For starters, real IRS letters won’t demand immediate payments on back taxes.

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