Wednesday’s need-to-know money news

Today’s top story: How your vacation spending can help fund next year’s trip. Also in the news: How much you’ll really pay for that student loan, the 5 best and 5 worst states for retirement, and what NOT to buy on Amazon Prime Day.

Record Summer Vacation Spending? Pay It Forward to Your Next Trip
Consider a travel rewards card.

How Much You’ll Really Pay for That Student Loan
Interest rates can be shocking.

Here are the 5 best and 5 worst states for retirement
Did yours make the list?

What NOT to buy on Amazon Prime Day
Not all sales are created equal.