Wednesday’s need-to-know money news

Today’s top story: Don’t let friends and family pick your financial advisor. Also in the news: A month with the 50/30/20 budget plan, what the confusing terms in your 401(k) plan mean, and a growing number of Americans have more credit card debt than savings.

Don’t Let Friends and Family Pick Your Financial Advisor
Due diligence is essential.

Budget Diary: Navigating Holiday Spending and Debt Payments
A month with the 50/30/20 budget.

What This Confusing Term in Your 401(k) Plan Means
Deciphering the strange terms.

A growing number of Americans have more credit-card debt than savings
And it’s getting worse.

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