Tuesday’s need-to-know money news

Today’s top story: Identity theft protection you may not know you already have. Also in the news: How auto insurers use you non-driving habits to raise prices, how younger consumers can get a credit boost from their elders, and how to close a credit card the right way.

Identity Theft Protection You May Not Know You Already Have
Some surprising sources.

How Auto Insurers Use Your Nondriving Habits to Raise Prices
What you need to know about price optimization.

Younger Consumers, Get a Credit Boost From Your Elders
Authorized user status could give you a boost.

How to Close a Credit Card The Right Way
Protecting your credit score.