Today’s top story: The one form that could be the root of all your tax woes. Also in the news: Income-driven student loan repayments, 4 credit score horror stories that could happen to anyone, and understanding the difference between a hobby and a side hustle.

This One Form Could Be the Root of All Your Tax Woes
The innocent looking W-4.

Income-Driven Repayment: Is It Right for You?
What to do when you can’t afford your student loan payments.

4 credit score horror stories that could happen to anyone
Tiny mistakes that could trash your credit.

Before You Do Your Taxes, Understand the Difference Between a Hobby and a Side Hustle
When your hobby becomes a job.