Thursday’s need-to-know money news

Today’s top story: Preparing your home for the winter. Also in the news: Understanding the “kiddie tax”, why your chances of retiring early could be determined by your personality, and how to defeat the urge to binge shop.Education savings

Tips for Preparing Your Home for Winter
Don’t let your money go up in chimney smoke.

Understanding the ‘Kiddie Tax’
Those generous gifts could be generating taxable income.

Retiring Early May Come Down to Your “Financial Personality”
Are you a “protector” or a “pleaser”?

How to Defeat the Urge to Binge Shop
You might want to star by leaving your wallet at home.

Is Saving the Key to Happiness?
Money can’t buy you love, but saving it might just make you happy.