Raise your hand if you’ve ever tried to build an emergency fund, then gave up after an unexpected expense drained away everything you managed to save.
If that’s you, then you’re likely part of the 47% of Americans who recently told the Federal Reserve that they wouldn’t be able to pay an unexpected $400 expense without borrowing or selling something. Some said they wouldn’t be able to come up with the money at all.
In my latest for NerdWallet, how your savings is what stands between you and the financial shocks that could send your life into a tailspin.
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Saving money isn’t that hard. What’s hard is keeping money saved.
Today’s top story: How to save money without disrupting your lifestyle. Also in the news: What you can learn from your tax return, discovering your FI number, and why millennials should consider a robo-advisor.