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Recent Blog Posts

June 22, 2012 By Liz Weston

The best used cars, from Edmunds.com

If you’re in the market to replace a vehicle, check out Edmunds.com’s list of 2012 Used Car Best Bets, which include: Compact Sedan: 2005-2010 Hyundai Elantra Midsize Sedan: 2005-2010 Nissan Altima Large Sedan: 2006-2010 Hyundai Azera Coupe: 2005-2010 BMW 3 Series Convertible: 2005-2010 Mazda Miata Wagon: 2005-2010 Pontiac Vibe Compact SUV/Crossover: 2005-2010 Honda CR-V Midsize […]

June 18, 2012 By Liz Weston

Don’t put college savings into custodial accounts

Dear Liz: I opened Uniform Transfers to Minors Act savings accounts for my two boys (now 7 and 10) when they were newborns. I chose not to go with the 529 college savings accounts because I didn’t like the restriction that the money had to be used for education. It has always been my intention […]

June 18, 2012 By Liz Weston

“Authorized user” info may not be enough

Dear Liz: You recently answered a question about a young man who was turned down for a car loan because he graduated from college debt free and had no credit history. This is the same scenario my daughter encountered this past year. Despite having a solid job for three years at a good salary, plenty […]

June 13, 2012 By Liz Weston

How to get free summer travel

My daughter hasn’t seen her cousins in the Northwest for awhile, so I just finished booking us a late-summer trip to see them. The net cost so far? Less than $30. Here’s how I did it: Amtrak roomette. We both love train travel, and the points I earn using my Starwood American Express card transfer […]

June 11, 2012 By Liz Weston

How young ‘uns can build credit scores

Dear Liz: Our son was recently turned down for a car loan even though my wife and I were willing to co-sign and we have excellent credit scores. The reason for the denial was “no credit history.” Because we had paid some college expenses and he had basketball athletic scholarships, our son graduated from college […]

June 11, 2012 By Liz Weston

How spousal benefits work

Dear Liz: My wife has never worked outside the home and therefore has no Social Security credits. My understanding is that as a nonworking spouse, she is entitled to 50% of my benefit, assuming she is 66 years old and I have started receiving benefits. Is that correct? Answer: You’ve got the right general idea. […]

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