Thursday’s need-to-know money news

Today’s top story: How to keep your tax refund safe. Also in the news: How to achieve financial fitness, building your gift-buying budget, and how to be smart about holiday spending. The Simple Way to Keep Your Tax Refund Safe Protecting what’s yours. 5 Money-Saving Exercises to Achieve Financial Fitness Getting your wallet in shape. […]

Continue reading...

Wednesday’s need-to-know money news

Today’s top story: Financial tips for the unexpectedly unemployed. Also in the news: The real costs of using a payday loan for holiday shopping, everything you need to know about the 2016 FAFSA, and what you should do with your year-end bonus. Financial Tips For The Unexpectedly Unemployed Don’t panic. What It Really Costs to […]

Continue reading...

Tuesday’s need-to-know money news

Today’s top story: The hidden bonuses of paying off credit card debt. Also in the news: Financial tips for the sandwich generation, how to start preparing your taxes, and the changes coming to your credit card perks. The Hidden Bonus of Paying Off Credit Card Debt Your credit score will thank you for it. The […]

Continue reading...

Monday’s need-to-know money news

Today’s top story: Five credit reports you may not know about. Also in the news: Money gift ideas for the holidays, why your nest egg could be at risk next year, and the top money scams affecting your pocketbook. 5 Credit Reports You Don’t Know About But Should How’s your casino credit? 5 Money Gift […]

Continue reading...

Q&A: 401(k) followup

Dear Liz: Your reply about what to do with a 401(k) after someone leaves a job was off base, in my opinion. You advised the questioner to leave the 401(k) with the former employer until it could be rolled over to a new 401(k) with a new employer. Wouldn’t it be better to roll over […]

Continue reading...

Q&A: Brokerage accounts

Dear Liz: I have some questions regarding my brokerage accounts. What happens to my investments there if the brokerage company goes out of business? How much of my investments will I be able to recover and how? Also, does it matter if my accounts are IRAs, Roth IRAs, or conventional brokerage accounts? Answer: Most brokerages […]

Continue reading...

Q&A: Delayed tax refunds

Dear Liz: How long is too long for an IRS tax refund to be disbursed? I got my state tax refund in a matter of weeks. The IRS refund has been “under review” for almost five months. Answer: A sizable surge in tax refund theft as well as a database breach that exposed more than […]

Continue reading...

Six mistakes people make when giving to charity

Here is a helpful rule of thumb for donating to charities this holiday season: Take your time. People waste billions of dollars on inefficient, poorly run or downright fraudulent charities because they do not bother to research where their money is going. And even donations to legitimate causes can be squandered by last-minute, impulsive or […]

Continue reading...

Wednesday’s need-to-know money news

Today’s top story: How to protect your gift cards this holiday season. Also in the news: Getting the most out of your credit cards over the holidays, where to cash a check without paying high fees, and personal finance mythbusting. Why Gift Cards Aren’t As Secure As Your Credit Cards Protecting your presents. How to […]

Continue reading...

Tuesday’s need-to-know money news

Today’s top story: How being behind on your taxes could affect your travel plans. Also in the news: How to determine who you can claim as a dependent, financial steps to take when you’re on your own, and how to avoid costly credit card traps. Haven’t Paid Your Taxes? You May Need to Cancel Your […]

Continue reading...