Q&A: Car for a 16-year old

Dear Liz: My son is almost 16 and has his heart set on a used luxury convertible. We have found a few that are priced at about $23,000 with about 50,000 miles. We are debating whether this is the right choice for him. The type he wants is not overpowered (it has a six-cylinder engine), […]

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Q&A: Social Security claiming strategy

Dear Liz: Your recent article about Social Security claiming strategies may contain some wrong information. You told the woman who is 64 and had a former spouse who died that she could take her own benefit now and then switch to her survivor benefits when reaching 66. I wanted my wife to do something like […]

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Friday’s need-to-know money news

Today’s top story: The 13 key numbers to understanding your finances. Also in the news: How to save on taxes, what to do with an unexpected inheritance, and the financial lies we tell ourselves. These 13 Numbers Are the Keys to Understanding Your Finances Understanding your potential. Three Moves In December To Save Taxes Next […]

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Thursday’s need-to-know money news

Today’s top story: An identity theft checklist for the holidays. Also in the news: How to save for retirement while paying off student loans, defending yourself against financial bullies, and 25 ways to improve your finances in 2016. Your Holiday Identity Theft Checklist Beware the identity theft Grinch. 5 Ways To Save For Retirement While […]

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Five apps to organize your financial life

Earlier this year a tax pro mentioned the FileThis organizing app to me. Within seconds of installing it, I wondered, “Where has this been all my life?” I have tried an absurd number of software programs that promised to simplify, streamline and de-clutter our family’s financial life. Most fell short, offering too little benefit, steep […]

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Wednesday’s need-to-know money news

Today’s top story: What you need to do now to optimize your taxes. Also in the news: The growing necessity of payment protection insurance, finance terms you’ll need to know for the future, and ten signs you’re not financially ready to buy a house. Everything You Should Do at the End of the Year to […]

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Tuesday’s need-to-know money news

Today’s top story: The biggest income tax changes for 2016. Also in the news: What you wish you could tell your younger self about money, avoiding “skip a payment” holiday offers, and how to make a better money plan for the new year. 10 biggest income tax changes to plan for in 2016 Prepare yourself. […]

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Monday’s need-to-know money news

Today’s top story: Credit mistakes you’ll regret immediately. Also in the news: Apps to organize your financial life, how to curb impulse buying, and changes you need to make if you’re laid off. 5 Credit Mistakes You’ll Regret Immediately Avoid making these at all costs. 5 Apps to Organize Your Financial Life Organization right at […]

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Q&A: Public pension and Social Security

Dear Liz: I am one of the thousands of adjunct faculty who teach in our nation’s colleges. We are paid on an hourly or per-class basis. We therefore earn a fraction of what tenured faculty earn. I am covered by a state teachers pension, but my anticipated benefit, even after 30 years of teaching, will […]

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Q&A: Credit reports for the deceased

Dear Liz: How does one get credit reports for someone who is dead? My deceased husband is still on my mortgage and I’d like to review his report to make sure it is correct. The estate went through probate, so I have court documents showing I am the executor. I looked at credit bureau websites […]

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