The first workday in January after the holidays hits a little bit differently: The parties are over, debt payments are soon due and it can feel like there’s nothing to look forward to.
You may be able to minimize the doldrums with some planning and other steps to turn things around, financial experts say.
“Financial stress can be temporary,” says Tonya Rapley, financial educator and founder of the millennial money and lifestyle blog My Fab Finance. She suggests focusing on small steps such as paying this month’s bills, then reminding yourself that you can recover from December’s overspending. In Kimberly Palmer’s latest for the Seattle Times, learn how to battle the January blues.