Monday’s need-to-know money news

Today’s top story: ABLE accounts help people with disabilities save for the future. Also in the news: A new episode of the Smart Money podcast on holiday scams and paying off law school debt, how to vet holiday deals and avoid scams, and why you should sign up for AARP, even if you’re young.

ABLE Accounts Help People With Disabilities Save for the Future
Created by a federal law in 2014, Achieving a Better Life Experience — ABLE — accounts provide a way for people with disabilities to save money without losing public benefits.

Smart Money Podcast: Holiday Shopping Scams, and Paying Off Law School Debt
Scams consumers might encounter when holiday shopping this year.

How to Vet Holiday Deals and Avoid Scams
Prepare your budget and your shopping list. Then brush up on the latest scams and take advantage of deals when you find them.

Why You Should Join AARP, Even If You’re a Young Whippersnapper
You can enjoy a slew of senior citizen discounts without actually being a senior citizen.