Monday’s need-to-know money news

Today’s top story: How poor credit could raise your renters insurance rates. Also in the news: A new episode of the Smart Money podcast on buy now/pay later loans and how to start building wealth, crypto-earning credit cards, and the retailers that offer the best employee discounts.

How Poor Credit Could Raise Your Renters Insurance Rates
Having poor credit could make your renters insurance nearly twice as expensive.

Smart Money Podcast: Buy Now, Pay Later Loans and How to Start Building Wealth
These offers are common when shopping online, but they aren’t always a good option.

Crypto-Earning Credit Cards Are All the Rage — But Should You Buy In?
The crypto curious might benefit, but most people will likely do better with a traditional rewards credit card.

These Retailers Offer the Best Employee Discounts
Something to consider if you’re job hunting.