Monday’s need-to-know money news

Credit card backgroundToday’s top story: Planning for Black Friday. Also in the news: How the CARD ACT saved consumers billions, five factors that could increase your insurance rates, and three tax moves you should make before the end of the year.

Score on Black Friday by doing research now
Developing a plan of attack could save you a lot of money.

CARD Act Helped Consumers Without Limiting Credit Access
Saving consumers over $20 billion a year.

5 Factors That Could Raise Your Insurance Rates
You might want to put out that cigarette.

3 Tax Moves to Make Before the End of Year
It’s time to get your investments in order.

DHS Secretary warns of Obamacare scams
Your personal information could be at risk.