Monday’s need-to-know money news

Today’s top story: Why you should consider a smaller car insurer. Also in the news: A new episode of the Smart Money podcast on credit union perks and getting into the housing market, tax tips for small business owners, and paying off your starter home vs saving cash for the next one.

Why You Should Consider a Smaller Car Insurer
Bigger isn’t always better when it comes to car insurers. Smaller insurers are worth a look, too.

Smart Money Podcast: Credit Union Perks, and Getting Into the Housing Market
When members rather than stockholders own a financial institution, results are often lower rates on loans.

7 Ways Small-Business Owners Can Save on Taxes in 2022
Seven things entrepreneurs and independent workers can do to lower their tax bills and their anxiety this filing season and in the year ahead.

Should You Pay Off Your Starter Home, or Save Cash for the Next One?
The market’s too hot but you’ve already stocked away a down payment—so what’s your best move?

Thursday’s need-to-know money news

Today’s top story: COVID-19 relief for homeowners facing a payment crisis. Also in the news: Common tools that can save you time and money on taxes, why you might treat your third stimulus check differently, and how borrowing for emergencies and moving rose in 2020.

COVID-19 Mortgage Relief for Homeowners Facing a Payment Crisis
Forbearance and loan modifications can help with your mortgage if your pay has been reduced or you’re unemployed.

Common Tools Can Save You Time, Money on Taxes
Help is just an app away.

Why You Might Treat Your Third Stimulus Check Differently
Immediate needs come first, then savings. Consider gifts to those in need and teaching your children about money.

Borrowing for Emergencies and Moving Rose in 2020
NerdWallet data shows what was on some consumers’ minds when getting a personal loan during a chaotic year.