Get smart with your money
By Liz Weston
Most retirement calculators are optimistic to a fault. They assume our incomes will rise throughout our working lives, or at least stay roughly the same.
In reality, our incomes are likely to peak years — and sometimes decades — before we retire. In my latest for the Associated Press, why saving early for retirement is crucial.
Many people don’t have much choice about when they retire. Illness, job loss or caretaking…
Many people want to remain in their homes after they retire rather than move to…
Dear Liz: Is there such a thing as guaranteed income in retirement? Private pensions are…
Dear Liz: I began converting two 401(k)s from previous employers to Roth IRAs. To lessen…