Friday’s need-to-know money news

imagesToday’s top story: How to store and protect your personal financial information. Also in the news: How financial fear can be your ally, keeping your kids out of debt, and how to plan for retirement when your employer doesn’t offer one.

How to store personal financial information
Keeping your information private and safe.

4 ways financial fear can be your ally
Becoming friends with fear.

How to help your children stay out of debt
Setting the right course.

A Basic Guide to Retirement Plans When Your Employer Doesn’t Offer One
Making the process less daunting.

Can I Consolidate Federal & Private Student Loans Together?
Combining your student loans.