Friday’s need-to-know money news

Today’s top story: Alter your buying habits in 2020 and keep the change. Also in the news: When the gift of giving brings a tax on receiving, student loan forgiveness and taxes, and 7 alternatives to costly payday loans.

Alter Your Buying Habits in 2020, and Keep the Change
Cutting back on impulse buying.

When the Gift of Giving Brings a Tax on Receiving
Understanding the gift tax.

Should You Worry About a ‘Student Loan Forgiveness Tax Bomb’?
Forgiveness comes at a price.

7 Alternatives to Costly Payday Loans
Avoiding astronomical interest rates.