Friday’s need-to-know money news

Today’s top story: The lowdown on the new tools to jump-start your credit. Also in the news: How to pass a smog test – and what to do if your car fails, how insurance quotes affect your credit score, and what happens if you hit the Roth IRA income cap.

The Lowdown on New Tools to Jump-Start Your Credit
How Boost and UltraFICO work.

How to Pass a Smog Test — And What to Do If Your Car Fails
One man’s hard-earned advice.

Does Getting Insurance Quotes Affect Your Credit Score?
The bigger problem is the reverse.

What Happens If You Hit the Roth IRA Income Cap?
Know your contribution limits.