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Liz Weston

Wednesday’s need-to-know money news

November 9, 2016 By Liz Weston

Zemanta Related Posts ThumbnailToday’s top story: Probate, and how to avoid it. Also in the news: A Class of 2016 Postgrad student loan checklist, how to haggle down your rent by offering to do your own maintenance, and a few things to consider before moving to Canada.

Probate, and How to Avoid It
Learn the three common ways.

Class of 2016 Postgrad Student Loan Checklist
Get ready to start paying back those loans.

Haggle Down Your Rent By Offering to Do Your Own Maintenance
All they can say is no.

6 reasons to think twice before moving to Canada
Some things to consider.

Filed Under: Liz's Blog Tagged With: Canada, Estate Planning, Probate, rent, Student Loans, tips, wills

Tough times ahead? Enter to win these books. Plus: discount code.

November 9, 2016 By Liz Weston

Updated to add second coupon code. I mentioned earlier this week that I’m giving away a copy of Donna Freedman’s “Playbook for Tough Times,” as well as Abigail Perry’s “Frugality for Depressives.”  (Donna and Abby are mother and daughter.)

Donna just let me know that she’s also offering a short-term discount on the PDF version of “Playbook.” If you don’t win the giveaway, you can get the e-book for $5 through Nov. 30 by using the discount code ASKLIZ at this payment link:snip20161108_3

https://www.e-junkie.com/ecom/gb.php?c=cart&ejc=2&cl=315870&i=1507332

Abby’s offering a $1.99 discount on her book as well. Use the code FRUGALITY to get the book for $5 through Nov. 30:

Visit https://www.e-junkie.com/ecom/gb.php?c=cart&ejc=2&cl=315870&i=1517519

You can enter to win the books by leaving a comment here on my blog (not my Facebook page). Make sure to include your email address, which won’t show up with your comment, but I’ll be able to see it.

snip20161108_2Comments are moderated, so it may take a little while for your comment to show up.

The winners will be chosen at random Friday night. Over the weekend, please check your email (including your spam filter). If I don’t hear from a winner by noon Pacific time on Monday, his or her prize will be forfeited and I’ll pick another winner.

Also, check back here often for other giveaways.

The deadline to enter is midnight Pacific time on Friday. So–comment away!

Filed Under: Liz's Blog

Tuesday’s need-to-know money news

November 8, 2016 By Liz Weston

Pile of Credit CardsToday’s top story: NerdWallet’s best credit card tips for November. Also in the news: How credit card rewards can help pay for the holidays, what to do if your parents don’t have a retirement plan, and the pros and cons of a joint checking account with your parents.

NerdWallet’s Best Credit Card Tips for November 2016
Preparing for holiday spending.

How Credit Card Rewards Can Help Pay for the Holidays
Every little bit counts.

What to Do If Your Parents Don’t Have a Retirement Plan
An important conversation.

Helping out Mom or Dad with a joint checking account? Watch out
The pros and cons.

Filed Under: Liz's Blog Tagged With: credit card, credit card rewards, credit card tips, holidays, joint checking accounts, Retirement, retirement plan

Book Giveaway: Playbook for Tough Times and Frugality for Depressives

November 8, 2016 By Liz Weston

snip20161108_3I’m giving away a copy of Donna Freedman’s “Playbook for Tough Times,” and Abigail Perry’s “Frugality for Depressives.” These books have more than a topic in common–Abby is Donna’s daughter. Both books offer great, realistic advice for getting a handle on your money.

To enter to win, leave a comment here on my blog (not my Facebook page). Make sure to include your email address, which won’t show up with your comment, but I’ll be able to see it.

snip20161108_2
Comments are moderated, so it may take a little while for your comment to show up.

The winners will be chosen at random Friday night. Over the weekend, please check your email (including your spam filter). If I don’t hear from a winner by noon Pacific time on Monday, his or her prize will be forfeited and I’ll pick another winner.

Also, check back here often for other giveaways.

The deadline to enter is midnight Pacific time on Friday. So–comment away!

Filed Under: Liz's Blog Tagged With: book giveaway

Great credit is a powerful tool

November 7, 2016 By Liz Weston

Credit report with score on a desk
Credit report with score on a desk
Credit scores are a financial tool, but whether they’re a lever or a hammer depends on how good they are.

You can leverage great scores into great deals — on loans, credit cards, insurance premiums and cell phone plans. Bad scores can hammer you into missing out or paying more.

The lifetime cost of higher interest rates from bad or mediocre credit can exceed six figures. In my latest for the Associated Press, how to save thousands of dollars in interest by building great credit.

Filed Under: Liz's Blog Tagged With: Credit, Credit Scores, interest rates

Monday’s need-to-know money news

November 7, 2016 By Liz Weston

stack-of-billsToday’s top story: Why minimum payments on credit cards are designed to keep you in debt. Also in the news: Retirement planning rules Millennials can break, how to choose the right health insurance plan “metal tier,” and why it’s so hard to stick to a budget.

Credit Card Minimums: Perfectly Calibrated to Keep You in Debt
The card companies aren’t on your side.

4 Retirement Planning Rules Millennials Can Break
Or at least bend.

Choosing the Right Health Insurance Plan ‘Metal Tier’
Sadly, no rose gold.

Why Is It So Hard to Stick to a Budget?
Answering the age-old question.

Filed Under: Liz's Blog Tagged With: budgets, Credit Cards, debt, millennials, minimum payments, Retirement

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