Monday’s need-to-know money news

Today’s top story: How to get rewarded for being responsible with your credit cards. Also in the news: The hidden costs of a new job, tips on how to avoid credit fraud, and how you should and shouldn’t pay for college. 3 Credit Cards That Reward You for Being Responsible Paying on time has its […]

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Q&A: Repairing your credit score

Dear Liz: After a divorce, I had to start my life over at 62. I got three credit cards. Somehow, I failed to see the online bills for one of them and neglected to pay it. The company didn’t contact me until three months had passed. I got a letter saying the small balance ($130) […]

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Q&A: Waiting to claim Social Security benefits

Dear Liz: I am 64 and happily, gratefully receiving early Social Security benefits. My wife is 59, and when she turns 62 she will get half of my $1,650 monthly benefit. My question, though, is this: If she starts getting half of my benefit at 62, can she later switch to her own benefit? If […]

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Friday’s need-to-know money news

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Today’s top story: The easy solution to our retirement savings crisis. Also in the news: How to supercharge your retirement savings, how long credit flaws will stay on your report, and why it’s time to start saving for the holidays. Our Retirement Savings Crisis—and the Easy Solution A slight bump in savings rates could be […]

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Thursday’s need-to-know money news

Today’s top story: Be on the lookout for deceptive balance transfer options. Also in the news: How to retire without a large nest egg, how to work less as you approach retirement, and how to raise a financially savvy teenager. Credit Card Companies Warned of Deceptive Balance Transfer Offers If it looks too good to […]

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Wednesday’s need-to-know money news

Today’s top story: Home Depot is latest retailer to suffer a major data breach. Also in the news: How to organize your finances based on your personality type, which banks are the best and the worst with checking account fees, and three tips that could help you pay off your mortgage early. Home Depot Data […]

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Tuesday’s need-to-know money news

Today’s top story: Building credit with a small income. Also in the news: The best time to buy virtually anything, how to make sure you can afford your next vacation, and demystifying credit card inquiries. How to build credit if you have a small income Strategic spending can build your credit. The Best Months to […]

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Q&A: How to calculate your estimated quarterly taxes

Dear Liz: I recently retired and started my own consulting business, which is doing very well. My question is on taxes. I have been told that I must pay quarterly taxes, but I have no idea if I will make $10 this month or $10,000. How do I estimate my income if I have no […]

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Q&A: Social Security and spousal benefits

Dear Liz: A friend of mine has told me that he thinks that I can apply for spousal benefits at my full retirement age and hold off getting my Social Security under my own work record until I am 70. Here is the scenario: My husband is 77 and has been collecting Social Security since […]

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Friday’s need-to-know money news

Today’s top story: The retirement mistakes being made by Generation X. Also in the news: Why you shouldn’t use your debit card at a bar, committing to a budget, and how to avoid overspending triggers. 7 Retirement Mistakes Gen X Is Making Timing is everything 4 Reasons Not to Use Your Debit Card at a […]

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