Monday’s need-to-know money news

mortgage2Today’s top story: How to shave years off of your mortgage. Also in the news: When refinancing your student loans is a bad idea, how to reach your financial goals by using the car pedal system, and why it’s time to prepare for the robo 401(k).

How to Shave Years Off a 30-Year Mortgage
How to pay off your mortgage faster by using your lender’s money.

4 Times Refinancing Student Loans Can Be A Costly Mistake
Things to consider before refinancing.

Reach Your Financial Goals With the “Gas or Brake” Test for Money Decisions
Which pedal will you hit?

Ready for the Robo-401(k)?
Get ready for 401(k) automation.