How 3 People Changed Their Financial Lives

Lauren Greutman’s moment of truth dawned when she sneaked $600 worth of clothes into her closet. She didn’t want her husband to see what she had bought — or to know that they were $40,000 in debt.

J.D. Roth hit bottom after buying a home he thought he could afford

Zina Kumok’s epiphany came when she saw her student loan payment eating 20 percent of her paychecks.

The catalysts were different, but the reactions of these three people in different parts of the U.S. were the same. Years of incurring debt made them realize that they couldn’t continue to spend like before.

In my latest for the Associated Press, learn how these three people changed their financial lives.

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