Today’s big story: What you can get removed from your credit report. Also in the news: How to tell if your partner is a sound financial match, which Olympic medal would your savings plan win, and why online dating can be hazardous to your wallet.
What Can I Get Removed From My Credit Reports?
Patience is key.
Want To Know If Your Partner Is A Financial Match? Take These 8 Steps
Financial compatibility is crucial in a relationship.
Which Olympic Medal Would Your Savings Habits Win?
Go for the gold!
The Financial Risks of Online Dating
That dreamboat on the screen could actually be a nightmare.
How I went from $50,000 in debt to $50,000 in savings
It can be done!
We’ve known for awhile that incomes have been dropping for people with only high school educations. But there was a statistic in a recent Pew Research Center study that really set me back on my heels: 22% of people aged 25 to 32 who graduated high school, but not college, live in poverty. That compares to 6% of people with college degrees.
The poverty rate overall and for the college educated has doubled since 1979, when the early wave of the Baby Boom was in the same age bracket. For those with just a high school diploma, though, the rate has more than tripled.
Meanwhile, the earnings gap between college graduates and high school graduates is the widest it’s been in 50 years.
5 Clever Ways to Trick Yourself Into Saving More Money
You won’t feel a thing.
Top 10 Tips for Mortgage Borrowers in 2014
How to get through the year managing your mortgage.
You’re More Likely to Read Reviews for Restaurants Than for Banks
And that’s a problem.
5 Reasons to Consider Hiring a Financial Advisor
You don’t have to go it alone.
Can You Get Out of a Loan You Co-Signed?
Don’t bet on it.
Today’s top story: Capital One faces major backlash against home visit policy. Also in the news: Retirement strategies for the self-employed, how to choose between a will and a trust, a how your taxes could affect your chances of buying a home.
Capital One policy about home visits causes backlash
Customers aren’t thrilled with the idea of Capital One literally knocking on their doors.
Retirement Strategies for the Self-Employed
The best ways to build your retirement nest egg.
Wills vs. Trusts: What’s Best For Retirees?
Important differences to consider.
How Your Taxes Could Hurt Your Homebuying Chances
Saving money on taxes could increase the cost of a future home.
Double Trouble: Being an Identity Theft Victim Can Land You in Jail
Adding insult to injury.
Capital One Says It Can Show Up at Cardholders’ Homes, Workplaces
“What’s in your wallet? No, really. Show us what’s in your wallet.”
6 Reasons Your Tax Return Might Get Audited
Should You Self Insure Against Long-Term Care Risk Or Buy Insurance?
Hedging your bets.
5 Tips for Renting a Home With Bad Credit
Bad credit doesn’t have to leave you out in the cold.
Track How Happy You Are with Your Purchases in Your Ledger
Analyzing your purchase satisfaction can save you money.
Dear Liz: Recently I’ve paid off almost $20,000 in credit card debt and am determined not to go down that path again. Because I haven’t used these cards in a while, though, I’m starting to get notifications from the credit card companies that they’re closing my accounts because of inactivity. I know having long-standing accounts on your credit report is a good thing, but I don’t want to be tempted to use these cards just to keep the account open. Is it a bad thing if almost all of my credit card accounts get closed?
Answer: Your good histories with these cards should remain on your credit reports for years. But if you stop using credit entirely, eventually your credit reports won’t generate credit scores. That could cause you problems if you later want to borrow money (say, to buy a home) and could even affect your insurance premiums, since insurers use credit information as well.
It’s not too hard to keep accounts active without slipping into debt again. Simply set up a bill to be charged automatically to each account, then set up automatic payments with the credit card issuer so the full balance is taken out of your checking account each month.
Today’s top story: Three dumb things you’re doing with your credit cards. Also in the news: Learning about the most common tax credits, details on the newest way to save towards retirement, and tips on how to spend your tax refund.
3 Stupid Things You Do With Your Credit Card
Stop doing that, would you?
Tax credits for all
A primer on the most common tax credits.
What’s All the Fuss About myRA Accounts?
A look at the newest way to save towards retirement.
Smart Tips for Your Tax Refund
How to get the most from your refund.
When to Tell Your Sweetheart About Your Money Problems
The best time to have The Talk.