• Skip to main content
  • Skip to primary sidebar

Ask Liz Weston

Get smart with your money

  • About
  • Liz’s Books
  • Speaking
  • Disclosure
  • Contact

Q&A: Where should I keep money after selling my home?

July 21, 2026 By Liz Weston Leave a Comment

Dear Liz: I’m a widow about to go into independent living which means I will be selling my home. I need to find the best place to park my money to have payments to me but still earning on the balance. What would you suggest?

Answer: FDIC-insured savings accounts at online banks can earn a higher interest rate than typical brick-and-mortar banks while still giving you instant access to your money. Currently such banks are offering 3% to 4% annual percentage yields, compared to traditional banks which offer as little as .01%.

Related Posts

  • 6 money resolutions you can actually keep

    Let's face the grim truth: Those 10 pounds you want to lose will likely be…

  • Q&A: IRS and selling a home

    Dear Liz: How does the IRS know you sold your house? If you sell and buy…

  • Are two savings accounts safer than one?

    Dear Liz: My wife and I will be receiving a sizable amount of money. We want…

  • This week's money news

    This week's top story: Smart Money podcast on when to merge finances — or Not.…

Filed Under: Banking, Q&A Tagged With: earning more interest, FDIC insurance, savings account

Reader Interactions

Leave a Comment Cancel reply

I welcome thoughtful comments and insights. Please keep your contributions kind and respectful. Comments are moderated, so they won't appear immediately and won't appear at all if they're rude or dismissive of others. Let’s keep this a space where everyone feels encouraged to share and learn.

Your email address will not be published. Required fields are marked *

Primary Sidebar

Search

Copyright © 2026 · Ask Liz Weston 2.0 On Genesis Framework · WordPress · Log in