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Recent Blog Posts

August 28, 2012 By Liz Weston

Now available: My new book!

Do you have questions about money? Here’s a secret: we all do, and sometimes finding the right answers can be tough. My new book, “There Are No Dumb Questions About Money,” can make it easier for you to figure out your financial world. I’ve taken your toughest questions about money and answered them in a […]

August 27, 2012 By Liz Weston

Pay down low-rate debt or boost savings?

Dear Liz: I’m not sure whether I should be aggressively paying off the balance of my student loans or saving that money for a down payment for an apartment. I graduated from law school with $150,000 in federal and private loans. Over the last few years I’ve paid off most of that, but I still […]

August 27, 2012 By Liz Weston

Cash-only lifestyle can complicate getting credit

Dear Liz: My brother is 63, living on Social Security only and needs to obtain a credit card. He is old school and pays cash for virtually everything, but realizes he needs a credit card for some basics (renting a car, for example). If he has only $17,000 income a year, would that be enough […]

August 22, 2012 By Liz Weston

Zombie debt and the Supreme Court

This may be a first: I’ve been cited to the Supreme Court. Specifically, a column I wrote back in 2006 about “zombie debt” was cited in a brief filed by AARP, the Consumer Federation of America, the National Association of Consumer Advocates and other good folks for a case known as Marx v. General Revenue […]

August 20, 2012 By Liz Weston

Co-signed loan burdens parent with student debt

Dear Liz: I co-signed some private student loans for my youngest child. She graduated two years ago with about $80,000 in student debt, including federal and private loans. Like many other recent graduates, she has had a difficult time finding a job. She worked part time at a retail store until about a month ago […]

August 20, 2012 By Liz Weston

Why high credit scores take longer to heal

Dear Liz: I am confused about your recent article about a person who did a short sale and questioned its effect on her credit. You said that if she started with a score of 680, it would take about three years for her FICO numbers to return to normal. You then said, “If your scores […]

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