Dear Liz: I found your recent discussion of Roth IRAs informative. But I’ve been told that one of the main advantages of a Roth vs. a traditional IRA is that a Roth is a safer investment when it comes to creditors trying to attack it. How can that be? Is one type of IRA safer […]
Recent Blog Posts
How much do you really need to retire?
Dear Liz: None of the Web-based tools I’ve seen really get at the heart of the problem of how much I really need in retirement. For example, if I am diligent and save 20% of my income (I earn over $150,000), why would I need to replace 95% or even 80% of my income to […]
Monday’s need-to-know money news
How to avoid credit card rejection, getting your kids and their money ready college, and how to keep identity thieves out of your mail. How Not to Get Rejected For a Credit Card Tips on how to avoid the pain of rejection. How to Keep Telemarketers at Bay Ways to finally stop those annoying phone […]
Friday’s need-to-know money news
Why would should wait to go school shopping, avoiding overdraft fees, how to prepare yourself for the joys of homeowning and reasons why you’ll drop cable soon. Hold Off on Back-to-School Shopping Those great deals could be even greater in August. Four Ways to Avoid Hefty Overdraft Fees Don’t let a $10 check become a […]
Thursday’s need-to-know money news
Hidden credit card charges, moving on from Grandpa’s investment strategy, and why everyone should plan to retire early. Hidden Credit Card Charges: Are You At Risk? Be on the lookout for “grey charges”. How to Improve Your Credit History Credit mistakes don’t have to follow you forever. Four Ways Not to Invest Like Your Grandfather […]
Wednesday’s need-to-know money news
Inheriting Grandma’s frequent-flier miles, how to pay less for homeowner’s insurance, and what you need to know about rising interest rates. How Student Loans Can Hurt Your Mortgage Application Those pesky student loans can reduce your ability to borrow money. Can You Inherit or Transfer Your Frequent-Flier Miles? What happens to Grandma’s miles after she […]