Dear Liz: I am 87, divorced for 45 years, never remarried. I applied for my 93-year-old former husband’s Social Security support and qualified. I was refused by the local Social Security office. I really don’t understand why. I am a COVID long-hauler and I get confused. I was a stay-at-home mom until my kids were in […]
Recent Blog Posts
Q&A: Finding free tax help
Dear Liz: You recently mentioned the AARP Foundation Tax-Aide Program as a resource for getting help with tax returns. I just want to point out that there are other, IRS-sponsored programs that provide free income tax assistance to the elderly and low-income taxpayers. These programs are Volunteer Income Tax Assistance (VITA) and Tax Consulting for the Elderly (TCE). The site […]
Q&A: Should extra cash go to retirement or emergency savings?
Dear Liz: I have an excessive amount of money in my bank checking and savings account (about $20,000 in each) and need to know where to invest it. My financial planner advised putting it in my 401(k), but I can’t transfer a chunk of money, I can only increase the percentage I contribute (which is currently […]
Q&A: Caught in the IRS backlog
Dear Liz: In 2021, we helped two of our children buy a condo. One of them confessed she hadn’t filed taxes for several years. We worked on the returns together, and it turned out that nothing was owed. Meanwhile, the IRS has never acknowledged the delayed tax filings or refunded the (small) overpayments. Shouldn’t the IRS […]
Visiting Troyes, or “You had me at half-timbered.”
In a previous post, I discussed one of the best ways to stretch your travel dollars in Europe: visiting “second” cities, the somewhat less-traveled metropolises that allow you to experience a country’s culture and sights without the huge crowds and high prices of its capital cities. Here’s one to consider adding to your list: Troyes […]
Europe on a budget: The best affordable hotel chains
If you’re a frequent traveler in the U.S., you probably have a favorite affordable hotel chain. It’s the one you book when you don’t want to spend a fortune for a single night but still want a decent experience. (We’re fans of Hampton Inn and Holiday Inn Express, for example.) Finding similar options in Europe […]