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Recent Blog Posts

April 6, 2016 By Liz Weston

Wednesday’s need-to-know money news

Today’s top story: Should you pay your taxes with a credit card? Also in the news: Smart money moves for April, tax myths about IRS audits and why having more money won’t fix your financial problems. You can pay your taxes with credit card, but should you? The convenience could become costly. Smart Money Moves […]

April 5, 2016 By Liz Weston

‘Alternative’ Credit: Your Scores Still Matter

Startup and traditional lenders alike are looking for the new prize: creditworthy people who don’t have good credit scores. To find them, companies are experimenting with all kinds of alternative data that’s typically not part of credit reports, such as utility bills, social media posts and how often you change your address. In addition, some […]

April 5, 2016 By Liz Weston

Tuesday’s need-to-know money news

Today’s top story: How to lodge a student loan complaint. Also in the news: How adult kids living at home can help your tax bill, using direct contributions from your paycheck to save for college, and the best time of year to sign up for a rewards credit card. How to Lodge a Student Loan […]

April 4, 2016 By Liz Weston

Monday’s need-to-know money news

Today’s top story: What to buy and what to skip in April. Also in the news: What all those terms and conditions you ignore really mean, how to save for a home when you have student debt, and steps for helping kids become financially savvy. What to Buy (and Skip) in April Spending your cash […]

April 4, 2016 By Liz Weston

Q&A: The pros and cons of converting life insurance to an annuity

Dear Liz: I have a life insurance policy that is worth $16,000 if I cash out. Our agent says if we convert this to an annuity, we would eliminate our monthly fee of $25. The policy is worth $35,000 if I should die with it still in effect. We purchased this only for the purpose […]

April 4, 2016 By Liz Weston

Q&A: How much liability coverage is enough?

Dear Liz: We are looking to get umbrella insurance coverage to increase the personal liability limits on our homeowners and auto policies. Is there a rule of thumb on how much umbrella coverage is appropriate? Enough to cover one’s entire net worth? Or a portion thereof? Granted, no amount of coverage would prevent a lawsuit […]

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