Dear Liz: We are looking to get umbrella insurance coverage to increase the personal liability limits on our homeowners and auto policies. Is there a rule of thumb on how much umbrella coverage is appropriate? Enough to cover one’s entire net worth? Or a portion thereof? Granted, no amount of coverage would prevent a lawsuit […]
Recent Blog Posts
Q&A: How to deal with robocalls
Dear Liz: As to the woman who receives robocalls, this is what I do. Almost all such calls come on my land line, which is now exclusively reserved for telephone solicitors and robocalls. I have it on two rings and never answer it. I will pick it up if I hear someone I know leaving […]
Friday’s need-to-know money news
Today’s top story: Buying credit and identity theft monitoring. Also in the news: Financial aid appeal tactics, why we’re still swiping our credit cards, and how to look at living on a budget as an opportunity. Should You Buy Credit and Identity Theft Monitoring? What to look for. 7 Financial Aid Appeal Tactics To Improve […]
Thursday’s need-to-know money news
Today’s top story: Protecting your assets from a car accident. Also in the news: Why having a single credit card just for bills can make fraud less disruptive, big tax breaks for homeowners, and last-minute moves to trim your tax bill. How to Protect Your Assets in the Event of a Car Accident Paying the […]
Wednesday’s need-to-know money news
Today’s top story: Home improvements that don’t pay off in the long run. Also in the news: How to build a budget, easy ways to vet financial aid offers, and how to lay the financial groundwork for a career change. 4 Home Improvements That Don’t Pay (and 4 Better Options) How to avoid turning your […]
Is Debt-Free College Really Possible?
A reader in her 70s once asked me why kids today don’t do what she did: Work for a year after high school and save up enough to pay for a bachelor’s degree. If you just busted out laughing, then you’re familiar with how high today’s college costs are compared with five or six decades […]