Updated to add second coupon code. I mentioned earlier this week that I’m giving away a copy of Donna Freedman’s “Playbook for Tough Times,” as well as Abigail Perry’s “Frugality for Depressives.” (Donna and Abby are mother and daughter.) Donna just let me know that she’s also offering a short-term discount on the PDF version of […]
Recent Blog Posts
Tuesday’s need-to-know money news
Today’s top story: NerdWallet’s best credit card tips for November. Also in the news: How credit card rewards can help pay for the holidays, what to do if your parents don’t have a retirement plan, and the pros and cons of a joint checking account with your parents. NerdWallet’s Best Credit Card Tips for November […]
Book Giveaway: Playbook for Tough Times and Frugality for Depressives
I’m giving away a copy of Donna Freedman’s “Playbook for Tough Times,” and Abigail Perry’s “Frugality for Depressives.” These books have more than a topic in common–Abby is Donna’s daughter. Both books offer great, realistic advice for getting a handle on your money. To enter to win, leave a comment here on my blog (not […]
Great credit is a powerful tool
Credit scores are a financial tool, but whether they’re a lever or a hammer depends on how good they are. You can leverage great scores into great deals — on loans, credit cards, insurance premiums and cell phone plans. Bad scores can hammer you into missing out or paying more. The lifetime cost of higher […]
Monday’s need-to-know money news
Today’s top story: Why minimum payments on credit cards are designed to keep you in debt. Also in the news: Retirement planning rules Millennials can break, how to choose the right health insurance plan “metal tier,” and why it’s so hard to stick to a budget. Credit Card Minimums: Perfectly Calibrated to Keep You in […]
Q&A: What to consider when investing in target date retirement funds
Dear Liz: I have 100% of my 401(k) in a fund called “Target Retirement 2030.” This fund is made of several other funds, so does that qualify as “diversified”? Answer: It does. Target date funds have become increasingly popular in 401(k) plans because they do the heavy lifting for investors. The funds select asset allocations […]