Get smart with your money
FT Press is offering half off (and free shipping!) on a selection of finance and investing titles through May 16. In addition to two of mine, “Deal with Your Debt” and “Your Credit Score,” the titles include Gail MarksJarvis’ excellent “Saving for Retirement” and Lynn O’Shaughnessy’s “The College Solution,” a must-read for any parent who […]
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Experian stopped offering FICO scores to consumers a few years ago, even though it continued to sell the scores to lenders. This refusal made it tough for consumers to know what rates they should expect from mortgage lenders, which typically take the middle of your three FICO scores (one from each bureau). You could still […]
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When people complain that credit scoring formulas aren’t fair or consumer friendly, I think of my Great Auntie M. Great Auntie M. was a lovely older woman, and she was besotted with her cat. Great Auntie M. once told me that if she died first, she wanted the cat euthanized since he “couldn’t possibly live” […]
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Please join me Thursday at 2 p.m. Eastern/11 a.m. Pacific for a live Twitter event to answer your questions about debt and money–plus a chance to win free or discounted books. I’ll be joined by some of my favorite bloggers: J.D. Roth of Get Rich Slowly, Donna Freedman of Surviving and Thriving, Mary Hunt of Debt Proof Living, […]
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My column today, “10 dog breeds that rile insurers up,” discusses how your pet’s breed could cause some companies to deny coverage or charge you more. The breeds include various types of terriers commonly called “pit bulls,” as well as Dobermans, Rottweilers, German Shepherds, Huskies, Cane Corso and Mastiffs. These so-called “breed lists” aren’t used […]
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Dear Liz: My husband and I are in the process of refinancing our mortgage. I just received my credit report in the mail, and my score was 724. The report indicated that a delinquency resulted in my less-than-stellar score. When I went to the credit bureau site to see where the problem was, I saw […]
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Dear Liz: I read your response with interest regarding the two sons in their 60s who were pressuring their parents into taking a reverse mortgage, according to a neighbor who wrote to you about the situation. You may be correct that the sons are trying to get an early inheritance, but you may also be […]
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Dear Liz: My husband and I are recovering from a job loss four years ago. We used up all our savings and home equity. My husband is now employed, but we are struggling to keep ahead even with a salary of about $100,000. I was a stay-at-home mom for the first 10 years of our […]
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Dear Liz: The certificate of deposit I owned in my Roth IRA recently matured. I’ve put the money into a Roth passbook account until I can figure out what to do with it. I’m a public school teacher and have a 457 deferred compensation plan to which I contribute monthly. I am 57 and will […]
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Today is my mother’s birthday. She would have been 82. Except that she died twenty years ago of colon cancer. She loved life and she should have had more of it. I write about this for two reasons. First, to enlist you in my effort to get everybody screened. Colonoscopies aren’t fun, but they can […]
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