Get smart with your money
Determining credit worthiness, how money problems distract workers, how to develop good financial habits, and what to do when you have student loans from multiple lenders. The Non-Credit Score Numbers Your Lender Wants to Know Looking beyond your credit score to determine your credit worthiness. Personal Finance Problems Distract Workers Stress over finances can cause […]
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Judging from emails and comments, plenty of people are confused about how Social Security benefits for spouses and ex-spouses are supposed to work. That’s unfortunate, since these benefits can help many people get larger checks than what their own earnings record will give them. If you are or ever have been married to someone whose […]
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Debt collectors are spying on creditors through social media, what consumers can learn from Detroit, and is it time to become the boss? Are Debt Collectors Stalking You Online? That friend request you just accepted might not be someone interested in playing Candy Crush with you. 3 Personal Finance Lessons Learned From Detroit’s Bankruptcy Control […]
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Getting a mortgage with bad credit, busting financial myths, and how to survive back-to-school shopping with your teenager. How to Get a Mortgage With Bad Credit Buying a home is still possible even with bad credit. 7 Personal Finance Myths That May Have Fooled You Mythbusting, finance style. 5 Financial Decisions That Sound Smart But […]
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Debt may be a four-letter word, but it’s not necessarily the enemy. Some debts are much, much worse than others, and knowing which to tackle first can leave you richer. That’s the central idea of my book “Deal with Your Debt,” and I go into more detail in this interview with Experian’s Mike Delgado. (Also, […]
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A few weeks ago I wrote about how the “zero waste” movement had inspired me to look for ways to cut back on the garbage our family generated. I’m not aiming to eliminate all the waste. I’m looking for ways to be a bit gentler on the planet while, hopefully, saving money and not adding […]
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Saving on back-to-school shopping, tool to make managing your money easier, and what you need to do financially when your marriage comes to an end. Be Smart on Back-to-School Shopping How to fill their backpacks without emptying your wallet. 8 Money Tools You Should Try 8 tools to make managing your money much easier. How […]
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Dear Liz: I found your recent discussion of Roth IRAs informative. But I’ve been told that one of the main advantages of a Roth vs. a traditional IRA is that a Roth is a safer investment when it comes to creditors trying to attack it. How can that be? Is one type of IRA safer […]
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Dear Liz: None of the Web-based tools I’ve seen really get at the heart of the problem of how much I really need in retirement. For example, if I am diligent and save 20% of my income (I earn over $150,000), why would I need to replace 95% or even 80% of my income to […]
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