Get smart with your money
Credit card debts can be settled for pennies on the dollar. Not so student loan debt. Borrowers usually can’t threaten bankruptcy to get a settlement, and the federal government has extraordinary powers to force borrowers to pay. (The feds collect between $1.11 and $1.22 for every $1 owed.) But in the right circumstances, student loan […]
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Food stamp benefits to 47 million people were cut Nov. 1–and further cuts may lie ahead. Food banks already depleted by the lousy economy are now bracing for an influx of new patrons. So if you’re not among the one in seven Americans currently receiving food stamps, please consider a donation to your local food […]
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Today’s top story: Preparing your home for the winter months. Also in the news: Common credit card myths, how to save on your Thanksgiving travel, and what you shouldn’t buy on Black Friday. Seven Essential Home Maintenance Tips for Winter Preparing your home for the cold months ahead. 5 Common Credit Card Myths Time for […]
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Today’s top story: How to manage your elderly parents’ money and protect them from identity theft. Also in the news: Changes to health savings accounts, open enrollment season, and personal finance tips from evil millionaires. How to Manage Your Elderly Parent’s Money Protecting elderly parents from identity theft. The Best Personal Finance Tips from Evil […]
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Today’s top story: Tackling your financial fears. Also in the news: How to trust your financial advisor, curbing holiday spending, and how to sell your haunted house. Fear of Finance: 5 Tips to Make Dealing With Money Less Scary It’s time to face your fears head-on. How Do I Know I Can Trust My Financial […]
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Today’s top story: What veterans need to know about VA mortgages. Also in the news: Generation Y and retirement, the dangers of car title loans, and what the World Series and retirement have in common. What Veterans Need to Know About Getting a Home Loan Navigating the world of VA mortgages. Retirement Tip for Gen […]
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Dear Liz: I’m in my late 60s and plan to retire in about two years. I have a pension that will pay close to my current take-home income. I also have about $500,000 in annuities and IRAs. These plus Social Security make retirement look good. But right now finances are tight. Should I continue to […]
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Dear Liz: I’m beginning to realize that I have no idea how to budget. I make plenty of money but always seem to come up short. I’m trying to find the best person to help me make a budget. Do I talk to a CPA or a financial counselor? If so, how do I find […]
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Today’s top story: Four credit card strategies to get you through the holidays. Also in the news: Bank of America teams up with Khan Academy, how to recover from a setback in retirement planning, and how to make saving money a little less painful. 4 Holiday Credit Card Strategies Don’t go into holiday shopping without […]
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