Is it time for you to get unstuck?

Bob Sullivan’s excellent book, “The Plateau Effect,” is finally out in paperback with a new, snazzier title: “Getting Unstuck: Break Free of the Plateau Effect.” Co-written with technology entrepreneur Hugh Thompson, “Getting Unstuck” covers what to do when hard work stops working. Whether it’s advancing in your career, trying to lose weight or building relationships, […]

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Thursday’s need-to-know money news

Today’s top story: Saving money on your summer travel plans. Also in the news: Disappearing inheritances, creative college financing, and the hidden costs of moving. 6 ways to score deals on summer travel Planning ahead could save you money. Why You May Not Get An Inheritance (And What To Do About It) You know that […]

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Wednesday’s need-to-know money news

Today’s top story: Distinguishing between good and bad debt. Also in the news: How to fly for free, reducing your post-retirement cost of living, and protecting yourself from buying a lemon of a home. When Your Student Loan Debt Shouldn’t Be Your First Priority Learning the differences between good and bad debt. How Our Family […]

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Tuesday’s need-to-know money news

Today’s top story: Are you being charged too much for your 401(k)? Also in the news: Teaching your kids about money, using your tax refund to pay down debt, and tips that will make next year’s tax filing a breeze. Is Your Small-Company 401(k) Charging Too Much? How much are you paying in fees? 3 […]

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Can you submit too many college applications?

I only applied to one college, and I opted for early decision. There’s no way I’ll let my daughter do the same thing. Recognizing how much the world has changed is key to getting our kids launched right. These days, a half dozen applications may not be enough, as I write in this week’s Reuters […]

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Monday’s need-to-know money news

Today’s top story: How long you should work to max out your social security benefits. Also in the news: What your student loans are really costing you, 9 common financial myths, and paying close attention to closing costs. Social Security Benefits: How Long Should You Work to Max Them Out? Determining your magic number. Are […]

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Q&A: Social Security and spousal benefits

Dear Liz: I just got laid off and will be collecting unemployment. In January, I will be eligible for Social Security at my full retirement age of 66. Can I collect 50% of my spouse’s benefits (he is 76) instead of collecting on my record and continue to let my Social Security benefits grow until […]

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Q&A: What to do with an old IRA?

Dear Liz: I left a job several years ago to become a full-time freelancer. I have a SEP IRA and a SIMPLE IRA from that job that have basically just been sitting there. What are my options in moving this money to a better retirement investment? Answer: SEPs and SIMPLEs are just the tax-advantaged buckets […]

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Q&A: What to do with a big tax refund?

Dear Liz: I got a big tax refund this year and am trying to figure out what to do with the money. Right now I have school loans with a 4% interest rate that I do not need to make a payment on until 2024 with my current payment plan, but the amount I owe […]

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Social Security statements make a comeback

Until a few years ago, Social Security sent annual statements to just about everybody who was still working to let them know what they could expect to receive in retirement, survivor and disability benefits (minus a 25% or so haircut if Congress never gets its act together to fix the system). Those statements got axed […]

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