The college application process can seem pretty mysterious to the uninitiated. But what colleges want from their applicants isn’t a secret. Schools telegraph what they’re after in the form of big data that’s available online to anyone. High school students can use that data to apply where they will be strong candidates, boosting their chances […]
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Monday’s need-to-know money news
Today’s top story: Insurers turn to technology to woo drivers. Also in the news: Beemers, Benzes and other luxury used-car bargains, 7 tactics to help car-buying newbies bargain like a boss, and credit cards still charge interest after you die. Insurers Turn to Technology to Woo Drivers Gadgets that can keep your rates down. Beemers, […]
Q&A: Do credit scores punish you for not carrying debt?
Dear Liz: I am fortunate to be able to afford homeownership without having to obtain a mortgage. The same is true of owning cars without a car loan. I pay my credit card bills in full each month. In short, I do not carry any debt. However, it seems to me that I am being […]
Q&A: Social Security spousal benefits
Dear Liz: In a recent article, you mentioned spousal benefits. If someone started her own Social Security benefit at 62, is there no way of drawing a spousal benefit at a later date? Answer: When you apply for Social Security now, you’re “deemed” (considered by the Social Security Administration) to be applying for both your […]
Q&A: The fat in your genes/jeans
Dear Liz: In one of your recent answers, you said “avoiding obesity” was part of choosing healthier lifestyles. The problem with that statement is that a large percentage of people cannot avoid obesity, because obesity is “wired” into their genes or otherwise into their personal biological makeup. People range all over the spectrum. I personally […]
Friday’s need-to-know money news
Today’s top story: Managing debt in retirement takes some planning. Also in the news: Why your credit score means both everything and nothing, 5 ways to save on energy during the dog days of summer, and what the Dept. of Ed’s proposed new rules on debt forgiveness requirements means. Managing Debt in Retirement Takes Some […]