Get smart with your money
Dear Liz: I have really bad credit. I always have because I have never really had any money. So now I am inheriting a lot of property and some cash. Most of the property is rental properties that bring in income. There are no mortgages on them. I may want to sell one or two […]
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Today’s top story: How to escape the big banks and their fees. Also in the news: What not to buy at the big warehouse clubs, getting a credit card with poor credit, and why you should pay yourself first before paying any other bills. Plot Your Escape From the Big Fees of Big Banks Why […]
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Today’s top story: Are you behind the financial times? Also in the news: How to better organize your bills, talking with your family about inheritance, and learning the five parts of your credit score. 6 Signs You’re Behind the Financial Times Still writing checks? 4 Ways to Better Organize Your Bills And kiss late fees […]
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Today’s top story: What happens when couples disagree on the right time to retire? Also in the news: Bad financial habits you could be passing on to your kids, understanding charge-offs, and how to avoid extra costs when renting a car this summer. When couples disagree on when to retire Hot to reach common ground. […]
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Today’s top story: How early withdrawals can take a chunk out of your retirement savings. Also in the news: The smart way to go into debt, retirement mistakes you need to avoid, and three ways consumers become victims of identity theft. How Early Withdrawals Can Tax Your Retirement Savings Taxes and penalties abound. The Smart […]
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Today’s top story: How to raise kids who are smart about money. Also in the news: How to save on your trip to Disney World, deciding when to hire a financial adviser, and the five things identity thieves are hoping you’ll do. 3 Ways You Can Raise Kids Who Are Smart About Money Starting them […]
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If your cell phone works overseas (and not all do), your wireless carrier is happy to sell you an international plan that typically includes a small amount of minutes, texts and data at what feels like a pretty inflated cost. (The cheapest option from AT&T: 120 megabytes of data for $30 a month, $10 for […]
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Dear Liz: Your tax expert’s answer to a person who wanted to roll over a $30,000 capital gain on a mutual fund missed an important point. Since the couple were solidly in the 15% tax bracket with a taxable income under $72,000, they should qualify for the 0% federal capital gain tax rate. (They may, […]
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Dear Liz: My wife and I accrued $28,000 of credit card debt over the past eight years. In addition to a sizable student loan bill for law school, our home mortgage and the expenses associated with three young children, we are struggling to get ahead enough to knock our credit card debt down. While we […]
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