Today’s top story: 3 ways a separate credit card could soup up your side hustle. Also in the news: Travel insurance and winter weather woes, exercise options besides an annual gym membership, and 15 money moves to make in 2019. 3 Ways a Separate Credit Card Could Soup Up Your Side Hustle Double-dip on rewards. […]
Recent Blog Posts
Wednesday’s need-to-know money news
Today’s top story: Scrub these expenses from your budget in 2019. Also in the news: 3 simple strategies to max out your 401(k), how your slow cooker saves you money, and unnecessary fees to stop paying in the new year. Scrub These Expenses From Your Budget in 2019 Hitting reset on your expenses. 3 Simple […]
Q&A: Don’t value credit rewards over scores
Dear Liz: You’ve advised people that “it’s important to keep your credit utilization down, even if you pay in full (as you should).” That may be good advice regarding one’s credit score, but there is another perspective. Although we pay in full every month (and have paid no credit card interest since 1971), charging almost […]
Q&A: Social Security strategies vary by age
Dear Liz: My husband has been on Social Security disability since he was 61. He’s now 69 and receives $1,700 a month. I will be turning 66 next year. I still work and want to file for spousal benefits, which would be half of his benefit, but I’m not sure what the best option is. […]
Q&A: Fear of a market meltdown has frozen this retiree’s money decisions
Dear Liz: I sold my home two years ago and still have not done anything with my gain of $200,000. It’s in a one-year certificate of deposit so at least it’s earning something while I try to figure out what to do with it. I’m 66, retired and have an IRA of $500,000 that’s invested […]
It’s time to fix Social Security’s tax burden
People on Social Security need a tax break. The rest of us need to make sure they get it — for everyone’s sake. When Congress made Social Security benefits taxable in 1983, lawmakers didn’t index the tax thresholds to inflation. They “forgot” inflation again when adding a second layer of taxation in 1993. That means […]