Get smart with your money
Dear Liz: I recently refinanced my home and one of the perks was a 0% interest credit card. The problem is that I have two credit cards and I am happy with them, but I am afraid that having a third will adversely affect my credit score. I have no plans to borrow money in […]
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Dear Liz: You recently answered a question from grandparents who were contributing $20,000 to their grandson’s college education. You correctly told them they did not qualify fdownloador federal education tax credits or deductions because he was not a dependent. You might let grandparents know, however, that they may get a state tax break for contributing […]
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Dear Liz: I am a federal government retiree with a very small retirement account in the Thrift Savings Plan. Where can I invest my small savings so it can safely grow? The balance has not changed for over six months now. If I keep it in the Thrift Savings Plan, what fund is the safest? […]
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Today’s top story: Beware of new estate planning laws. Reducing your financial stress, what you need to know before buying your first home, and five credit card hacks that can save you money. Your estate plan: Be aware of new laws Introducing portability. 3 Ways You Can Reduce or Remove Your Financial Stress Prioritizing what’s […]
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Today’s top story: How you may be exposing yourself to fraud. Also in the news: Why responsible people can have bad credit scores, tricks advertisers use to make you spend money, and the money nightmares keeping us awake at night. 16 Ways You May Be Exposing Yourself to Fraud Stop being your own worst enemy. […]
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Today’s top story: How a single missed student loan payment can damage your credit. Also in the news: Finding a financial advisor who won’t rip you off, how tax liens can affect a spouse’s credit, and seven fall budget moves you need to make before the holidays begin. Most Students Don’t Get How Bad It […]
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Today’s top story: College financial aid advice for divorced families. Also in the news: Getting teens to save can have a long term payoff, bad money habits you need to break, and how to make living on a budget less of a slog. College Financial Aid Advice For Divorced Families Navigating through the financial aid […]
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Today’s top story: How your house payments can unexpectedly increase. Also in the news: Why grandparents should be careful with 529 plans, why right now could be the right time to refinance your student loans, and six reasons why early retirement could be a mistake. 4 Ways Your House Payment Could Unexpectedly Go Up Don’t […]
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Dear Liz: I’m seeking help in reviewing my credit report and how to fix any issues. I am not financially distressed, but have FICO scores in the 675 range. Could you recommend someone I can hire to assist as I need to refinance a house I bought for cash? Answer: There’s so much fraud in […]
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Dear Liz: I pay about $670 per month for insurance for four cars, our home and a $1-million umbrella policy. We’ve been with the same well-known national insurance company for over 30 years. About five years ago, I checked with another well-known national insurance company about the estimated total premium, which was not significantly different […]
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