Thursday’s need-to-know money news

Today’s top story: The worst online passwords of 2015. Also in the news: Why you should beware of the word “afford,” how to start saving for your retirement in your 20s and 30s, and steps to get more college financial aid. The Worst Passwords of 2015 Stop making life easy for identity thieves. Be Suspicious […]

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Wednesday’s need-to-know money news

Today’s top story: Habits that can help you build good credit. Also in the news: Lessons from the oil boom and bust, replacing your financial adviser, and how to prepare for the new Obamacare tax form. 4 Habits That Can Help You Build Good Credit Getting in the habit of building credit. Five personal finance […]

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Tuesday’s need-to-know money news

Today’s top story: Free ways to improve your credit score. Also in the news: Financial habits to break, how a money club could improve your financial life, and tips to avoid a tax audit. 5 Free Ways to Improve Your Credit Score Small things you can do to boost your numbers. Break These Financial Habits […]

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Monday’s need-to-know money news

Today’s top story: The high cost of winning a billion dollars. Also in the news: Tips for tackling your student loan costs, how banks are earning billions in ATM and overdraft fees, and basic personal finance facts people constantly get wrong. The High Cost of Claiming Your Powerball Jackpot Winning a billion dollars is awfully […]

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Q&A: Health insurance subsidies

Dear Liz: We’re living on a very tight budget and often have to put groceries and unexpected expenses on a credit card that’s in my husband’s name only. I have no personal income. My husband is on Medicare, but I’m too young to qualify and need to find low- or no-cost healthcare, (I haven’t had […]

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Q&A: Credit card billing errors

Dear Liz: I have a dispute with a credit card company over an online transaction that I canceled. The company charged me three times but refunded only one of those charges. The credit card company initially canceled the other two transactions but I was rebilled without my knowledge. Despite my submitting evidence and the card […]

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Q&A: Social Security windfall elimination provision

Dear Liz: You’ve written about the windfall elimination provision, which reduces the Social Security checks of people who get a pension from a job that didn’t pay into Social Security. I am affected by this provision, but a Social Security representative told me that as long as I don’t start withdrawals from my government pension […]

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Friday’s need-to-know money news

Today’s top story: How to make your retirement savings last. Also in the news: Why it pays to file your FAFSA early, how to survive rising health care costs, and how the Rule of 72 can help you build your retirement savings. The Easy Way to Make Your Retirement Savings Last Stretching your savings. It […]

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Thursday’s need-to-know money news

Today’s top story: How to get your bank to fix a credit card error. Also in the news: How to overcome money anxiety, 12 odd tax deductions that could save you money, and a new government crackdown on aggressive debt collectors. How Do I Get My Bank to Fix a Credit Card Error? Be prepared […]

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Three reasons not to simplify your financial life

January seems to beg for fresh starts, organizing binges and articles about simplifying your life. In some ways, though, a little complexity is a good thing. Of course, paring and consolidating your financial accounts, for example, can help you better track your money. You may find it easier to coordinate your investments, save on account […]

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