Get smart with your money
Dear Liz: How long must I be punished for my ex’s poor payment history? In our divorce he agreed to pay the credit cards and other bills. He defaulted and has filed for a Chapter 13 bankruptcy. My credit scores plummeted, and recently one of the cards I obtained on my own to help rebuild […]
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Dear Liz: I inherited my brother’s Roth IRA about three years ago. I find it hard to get any information about non-spousal inherited Roths. Can you tell me more about this type of Roth IRA? Answer: It may be unfortunate that you didn’t ask sooner. When a spouse inherits a Roth IRA, he can roll […]
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Getting along with debt collectors, saving big on life insurance, and what to take into consideration as your work towards retirement. 6 Important Things You Need to Know About Debt Collectors Working with debt collectors doesn’t have to be a miserable situation. 5 Smart Ways to Save Big on Life Insurance Getting the most bang […]
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Preparing for rising interest rates, making your charitable donations go further, and why having extra liability coverage is essential. Extra liability coverage is cheap, cheap, cheap Buying as much car insurance as humanly possible is essential. 5 Steps to Take Control of Your Personal Finances Simple things you can do to take control. Charitable Donation […]
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“It’s beautiful, but so expensive!” More than one friend has told me they were blown away by how much their Hawaiian idyll cost them. They were prepared for hefty airfares, but the daily costs of living are what got them. Here’s what we did to keep the bills down during a recent trip to Maui: […]
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How not to sabotage your finances, what to be on the lookout for when buying a new car, and finding the hidden costs of retirement. 10 Ways to Sabotage Your Finances Consider this a To Not Do List. Use Cash or Mortgage to Buy a Vacation Home? The answer may surprise you. 6 ways to […]
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Saving on back-to-school purchases, a new way to pay for holiday expenses, and how being bad tenant can cause an array of problems. Financial caution pays off in stocking up for school Don’t let the back-to-school rush drain your bank account. Your Ticket to Extra Cash for the Holidays The holidays (and their expenses) are […]
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Dear Liz: Two years ago, my husband was denied a revolving $12,000 line of credit. The credit reporting agency indicated that denial was based on “little revolving usage, insufficient or no bank lines, and insufficient open accounts with zero balances.” Nine months ago, however, he was approved for a car loan and received a FICO […]
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