Dear Liz: I am trying to decide whether to take Social Security at my full retirement age (66 years and four months) or wait and take it at 70. I am 64 and have two children, 13 and 11. My older child could get the child benefit for 24 months while my younger one would […]
Recent Blog Posts
Q&A: Downside of unused credit cards
Dear Liz: In the past, you have recommended not canceling credit cards because doing so can hurt credit scores. Over the years, my husband has signed up for at least a dozen credit cards, eight of which we never use and have not used for as long as 10 years. He signed up for another […]
Friday’s need-to-know money news
Today’s top story: 3 strategies on how to invest in CDs. Also in the news: Using a crisis to build helpful money habits, ten theme parks celebrating Halloween, and how to sell your car safely. How to Invest in CDs: 3 Strategies CD ladders and CD barbells aim for higher rates over time; CD bullets […]
Thursday’s need-to-know money news
Today’s top story: New Medicare Advantage benefits may be hard to find and to qualify for. Also in the news: 4 questions to ask before refinancing your mortgage, why college aid requests have decreased, and what to do if you haven’t filed your taxes in years. New Medicare Advantage Benefits May Be Hard to Find […]
Wednesday’s need-to-know money news
Today’s top story: How to handle college loan debt as an unemployed recent grad. Also in the news: Why you should sell your leased car instead of returning it, remote work visa opportunities, and why you should never pay an upfront fee for student loan debt relief. How to Handle College Loan Debt as an […]
Tuesday’s need-to-know money news
Today’s top story: How to create financial stability in shaky times. Also in the news: A new episode of the SmartMoney podcast on picking the best investing platform and reducing taxes, the Points Nerd on how travel could change after the pandemic, and good money habits that can hurt your credit. How to Create Financial […]