Get smart with your money
Today’s top story: How to decipher your college aid. Also in the news: What to do when your income peaks before you’re ready, 9 tips for 2019 college grads anticipating their first paychecks, and how your child’s sports could be sabotaging your financial health. Accepted! How to Decipher Your College Aid Making sense of the […]
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Dear Liz: My husband and I are retired. He is 67 and I’m 65. We have been delaying Social Security as we are financially able to wait until he turns 70 to begin benefits. We both turned 62 before January 2, 2016, and are wondering how the “restricted application” rule applies to us. My husband […]
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Dear Liz: I’m self-employed and my wife wasn’t working last year. In December, we returned to California and found a small home to purchase using $107,000 I took out of my IRA. Since we weren’t quite certain of what our income would be, we received our health insurance in Oregon through an Affordable Care Act […]
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Today’s top story: What not to buy for your vacation. Also in the news: How to tidy up your finances so each dollar sparks joy, how to save on road trips, and how your retirement savings compares to others in your age group. What Not to Buy for Your Vacation What to buy to save […]
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Today’s top story: Planning to work into your 70s? Why you need a Plan B, too. Also in the news: How your income can peak before you’re ready, college-bound students could face $37,400 in loans, and how to sell or recycle your old electronics. Planning to Work Into Your 70s? Why You Need a Plan […]
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Today’s top story: Why buying an energy-efficient home is a financially bright idea. Also in the news: Calling your credit card issuer for a favor, a new bundle of tax hassles for Harry and Meghan, and how to see beyond the “money fog.” Buying an Energy-Efficient Home: A Financially Bright Idea Good for the earth […]
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Today’s top story: What to buy (and skip) in May. Also in the news: Early retirees share hard lessons learned, a student loan partial financial hardship calculator, and why you should research mortgage lenders the way you research restaurants. What to Buy (and Skip) in May It’s a good time for furniture shopping. Early Retirees […]
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Most retirement calculators are optimistic to a fault. They assume our incomes will rise throughout our working lives, or at least stay roughly the same. In reality, our incomes are likely to peak years — and sometimes decades — before we retire. In my latest for the Associated Press, why saving early for retirement is […]
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Today’s top story: Make a home down payment without wrecking your finances. Also in the news: What could happen to your credit score when you close accounts, how to sidestep the potential pitfalls of travel credit cards, and why most teens don’t believe they’ll be financially independent from their parents by age 30. Make a […]
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Dear Liz: In your response to a question about the adjusted basis of a residence after the death of a spouse, you state that the surviving spouse may add to the adjusted basis “any commissions or fees paid to purchase the property and the cost of improvements.” Your example adds $150,000 in “improvements over the […]
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