Tuesday’s need-to-know money news

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Today’s top story: The most depressing number in personal finance. Also in the news: The secret language of finance, the changes coming to IRAs and 401(k)s in 2015, and the money moves you should make by the end of the year. This Is the Most Depressing Number in Personal Finance Take a guess. Translate This! […]

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Monday’s need-to-know money news

Today’s top story: How high your credit score needs to be in order to refinance. Also in the news: Tips on getting out of debt from people who have paid off thousands, ways to save on monthly housing costs, and how to avoid the scariest credit card fees. What credit score do I need to […]

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Q&A: Fraud or forgetfulness?

Dear Liz: I think I’ve been scammed, but my credit union has decided I’m simply forgetful. I noticed a debit to my checking account that I did not recognize from a merchant I cannot identify. The merchant name appears on my statement as simply “Portland Portland OR.” My credit union can tell me only that […]

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Q&A: Social Security spousal benefits and divorce

Dear Liz: My fiancé was married to a wealthy woman for over 10 years. Will he lose his opportunity to use her earnings record as the basis for his Social Security retirement benefits if we get married? Answer: The short answer is yes. Spousal benefits for divorced people are available only to those who remain […]

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Q&A: Loose change and the ‘Big One’

Dear Liz: In your column about saving loose change, another reason to keep a couple of coffee cans full of coins is for when we have the “Big One.” ATMs and banks and stores that rely on computers will be down, but loose change and small bills will be spendable. Answer: Every disaster preparedness kit […]

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Friday’s need-to-know money news

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Today’s top story: How to reduce your energy bill by killing off “energy vampires.” Also in the news: Tips on lowering your teen’s car insurance, hazards every student loan borrower should know, and what 2015’s retirement fund contribution limits will be. This Tool Calculates How much You Pay for “Energy Vampires” Driving a stake through […]

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Thursday’s need-to-know money news

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Today’s top story: How to tackle your financial demons this Halloween. Also in the news: What to keep an eye on during open enrollment, what next year’s cost of living increase will be, and why your tax refund check could be later than usual. 5 Financial Fears to Confront and Conquer This Halloween Time to […]

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Wednesday’s need-to-know money news

Today’s top story: The best low interest credit cards in America. Also in the news: How to have the money talk with your new significant other, why a new IRS rule could change your 401(k) contributions, and how to choose investments for your retirement account. The Best Low-Interest Credit Cards in America 2014 The lower […]

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Tuesday’s need-to-know money news

life isurance blank bar chart and glases

Today’s top story: Life insurance mistakes you must avoid. Also in the news: The gift tax, how to get better financial advice, and seven credit card strategies that can improve your credit. Five Life Insurance Mistakes That Can Haunt You These mistakes can be costly for both you and your loved ones. Remember, Some Gifts […]

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Monday’s need-to-know money news

Today’s top story: How Americans sabotage their savings. Also in the news: Ways you can make your children’s college dreams come true, the best credit cards for holiday shopping, and the multitude of ways you can get a free copy of your credit score. 5 Ways Americans Sabotage Their Savings Stop doing them. The Simple […]

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