- find info in relation to buy cheap estrace vaginal cream out delaware
- zanaflex for order
- cheapest acomplia among district of columbia
- buy indometacin online of washington
- answers as regards triamterene online out maine
- link comparatively generic ultram of north dakota
- augmentin prescription
Dear Liz: I have been told over the years that your Social Security monthly benefit amount is computed using years closest to retirement. I have now been told benefits are calculated from your highest earning year in your working life. Which is true? I am 61 and unable to work more than part time for physical reasons, so now my income has gone down while I’m still contributing to Social Security from my earnings. Are my lower yearly earnings for the next couple of years going to lower my overall benefit when I do start drawing my benefit?
Answer: Your Social Security benefit is not based on either your earnings close to retirement or your highest-earning year. Your checks will be based on your 35 highest-earning years. That long period helps keep you from being too badly penalized if your earnings drop toward the end of your working career. You can find out more at http://www.ssa.gov/pubs/10070.html. You can estimate your future benefits with this calculator: http://www.ssa.gov/estimator.
- Why delaying Social Security can make sense Dear Liz: Your comments about the benefits of delaying Social Security misled readers. While a cost-of-living increase was standard for many years,...
- Live it up now, or insure against longevity Dear Liz: I was born in 1960 and plan to retire with reduced Social Security benefits at 62. I've read in many places that taking reduced benefits ...
- Can’t afford to save for retirement? Dear Liz: Is it reasonable for a 50-year-old single man helping with support of a teenage child and earning a steady $35,000 a year to save for his...
- Three ways to retire poor I hear from a lot of people who think they’re doing the right things with their money—little realizing that they’re impoverishing their future selv...