Wednesday’s need-to-know money news

Today’s top story: How to make successful financial resolutions in 2017. Also in the news: 5 insurance coverage gaps that could cost you, what to know before giving and accepting money from relatives, and 10 psychological retail tricks that make you spend more money.

How to Make Successful Resolutions in 2017
Stick with it.

Insurance Blind Spots: 5 Coverage Gaps That Could Cost You
Making sure you’re covered.

What to Know Before Giving and Accepting Money From Relatives
Know what you’re getting into.

10 psychological retail tricks that make you spend more money
Don’t fall for them.

Gift cards aren’t gifts

gift-cards

If it’s the thought that counts, then gift cards don’t count much at all. They’re popular, granted. Six out of 10 people responding to National Retail Federation surveys this year said they wanted to receive gift cards for the holidays, and more than half said they planned to give them. The rest of us may […]

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Tuesday’s need-to-know money news

Today’s top story: How to tell your checking account is the right fit. Also in the news: Tips for handling holiday financial stress, financial concepts you’ll actually use, and important things to know about 529 college savings plan withdrawals. 5 Ways to Tell If Your Checking Account’s the Right Fit Avoid excess fees. 5 Tips […]

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Monday’s need-to-know money news

Today’s top story: NerdWallet’s best credit card tips for December. Also in the news: How to tell if a Roth 401(k) is for you, why postdating checks is a waste of time, and how many credit cards you should have. NerdWallet’s Best Credit Card Tips for December 2016 Just in time for holiday spending. How […]

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Q&A: Proposition 13 considerations

Dear Liz: I read your column with some interest since I just had a client who received a life estate from his long-term partner. They neither married nor formed a registered domestic partnership, either of which might have saved my client some bucks. The Los Angeles County assessor reassessed the property at its full value […]

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Q&A: Transferring property after death

Dear Liz: Just a quick comment on the woman who contemplated transferring her house to her partner and daughter as joint tenants. One must always consider the property tax impact on such transfers. In Los Angeles, real property that is transferred to a transferor’s significant other who is not the spouse or domestic partner will […]

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Q&A: Does moving to a new state necessitate a new living trust?

Dear Liz: My husband and I have a revocable trust that was drawn up in Florida. We live in California now. We are renting and don’t own a house. Do we still need a trust if we don’t own property and have just one adult child to leave our financial funds to? One tax planner […]

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Q&A: The downside of federal student loans

Dear Liz: Are federal student loans turned over to a collection agency still collectible after 20 years? Answer: Yes. Very much so. There is no statute of limitations on federal student loans, which means collectors can come after you until you pay or die, whichever comes first. Statutes of limitations on most other types of […]

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Friday’s need-to-know money news

Today’s top story: 5 browser extensions to save you money and time. Also in the news: The pros and cons of store cards, what effect Donald Trump will have on student loans, and the best and worst gift cards to buy this year. 5 Browser Extensions to Save You Money and Time Making your browser […]

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Thursday’s need-to-know money news

Today’s top story: For international travel, MasterCard has a slight edge on Visa. Also in the news: How to build a multi-million dollar retirement fund, 10 ways to end 2016 on a financial high note, and 8 ways to keep a leash on your holiday spending. For International Travel, MasterCard Has Slight Edge on Visa […]

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