Monday’s need-to-know money news

refinancingToday’s top story: What you need to know before refinancing your mortgage. Also in the news: Signs you’re about to make a bad financial decision, how to detect a less than stellar 401(k) program, and how to limit your risk of tax identity theft.

4 Big Refinancing Questions Answered
What you need to know before refinancing.

5 Signs You’re About to Make a Bad Financial Decision
Pay attention to the warning signs.

7 Clues That Your 401(k) Plan Sucks
How to detect a less than stellar plan.

Protect yourself from tax identity theft
How to limit your risk.

Q&A: Investment property

Dear Liz: Eight years ago, we bought a fixer-upper in an up-and-coming neighborhood. Now it’s mostly fixed up, and property values have soared. We would like to borrow against the equity to buy a beach house we could use and also rent out. This would be a long-term investment. We already own one rental property […]

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Q&A: Tax credit for Roth IRA contributions

Dear Liz: You told a reader that “contributions to a Roth are never deductible.” This statement is a common misconception and is not correct. You can get a tax credit for Roth IRA contributions as long as you fall under the income limits and itemize on your taxes. The credit phases out at $30,000 for […]

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Friday’s need-to-know money news

Today’s top story: The most common mistakes tax filers make. Also in the news: The terms every student loan borrower should know, how to handle early-year medical expenses, and six apps that’ll help manage your money. The 8 Most Common Mistakes When Filing Annual Taxes How to avoid making them. 5 Student Loan Terms Every […]

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Thursday’s need-to-know money news

taxes

Today’s top story: Should you do your own taxes or hire a professional? Also in the news: How to be a frugal foodie, why you should check all three of your credit reports, and what to expect if you get audited. Tax Preparer Vs. Software: How To Choose Deciding whether to get help or go […]

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Wednesday’s need-to-know money news

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Today’s top story: Things to think about before paying your taxes with a credit card. Also in the news: How to collect a bad debt, the essentials for getting a good car deal, and the special tax challenges facing Americans living abroad. 4 Things To Think About Before Paying Your Taxes With A Credit Card […]

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Tuesday’s need-to-know money news

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Today’s top story: The increasing threat of medical identity theft. Also in the news: the student loan time bomb, how to gain an edge when selling your home, and how to fix a high electric bill. A Dangerous Form of Identity Theft Is Growing Fast Medical identity theft is on the rise. Student Loan Time […]

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Are you missing a W-2?

IRS 1040 Tax Form Being Filled Out

An incorrect W-2, or employer’s failure to send you a W-2 at all, doesn’t get you off the hook with the IRS–you’re still expected to file your tax return on time. Even if you file an extension, you’re required to estimate and pay what you owe by April 15. The good news is that you […]

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Monday’s need-to-know money news

Today’s top story: How to live without credit cards. Also in the news: The sad state of American’s emergency funds, what the proposed net neutrality law could mean for your internet, and what you need to know about taxes if you work from home. 4 Tips for Living Without Credit Cards How to get in […]

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Q&A: Surviving on Social Security Disability

Dear Liz: I’ve been on disability for over 10 years, and I currently receive $1,527 a month in Social Security Disability Insurance. My rent starting in March will be $1,400. I’m not opposed to moving, but after checking literally thousands of listings, I found that what I’m paying is not unusual for my area. I’m […]

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