Thursday’s need-to-know money news

refinancingToday’s top story: Mortgage refinance options for people with bad credit. Also in the news: The best cell phone deals for July, steps to financial independence, and 10 personal finance headscratchers.

Mortgage Refinance Options for People With Bad Credit
Hope is not lost.

Best Cell Phone Deals in July
Time for an upgrade?

Five Essential Steps to Financial Independence
Step by step.

10 personal-finance headscratchers that show we’re irrational
Not thinking clearly.

Wednesday’s need-to-know money news

Today’s top story: Most families don’t plan ahead for college costs. Also in the news: The Brexit effect on mortgages begins to fade, the pros and cons of partial payments, and common money mindsets that are holding you back. Most Families Don’t Plan Ahead for College Costs, Study Finds High school graduation is just around […]

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Tuesday’s need-to-know money news

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Today’s top story: Why not all debt is bad. Also in the news: An explanation of benefits from your health coverage, why your boomerang kid may be sabotaging your retirement, and why it’s time to have the talk about estate planning. Not All Debt Is Bad Debt is getting a bad rap. Check Your Health […]

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Think Twice Before Rolling Over a 401(k)

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Wall Street has done a remarkably thorough job of brainwashing investors into rolling their old 401(k) accounts into individual retirement accounts. IRA rollovers are certainly a better option than cashing out, which is the stupidest thing you can do with a 401(k) account other than not fund it in the first place. But moving money […]

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Monday’s need-to-know money news

Today’s top story: Understanding your credit card’s free FICO score. Also in the news: The difference between a soft inquiry and a hard inquiry, surviving Social Security with a minor cost of living adjustment, and how apps can both help and hurt your finances. To Understand Your Credit Card’s Free FICO Score, Get Your Credit […]

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Q&A: Tips for divvying up your retirement investments

Dear Liz: With all the investment options offered in 401(k) plans, how as a contributor do I know where to place my money? Answer: Too many investment options can confuse contributors and lower participation rates, according to a study by social psychologist Sheena Iyengar of Columbia University in cooperation with the Vanguard Center for Retirement […]

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Q&A: No wedding, no Social Security benefits

Dear Liz: I’m a female who has been with her male partner for 20 years. We are not married. In the event one of us dies, is the other entitled to the partner’s Social Security benefits? Or do we have to be legally married to qualify for benefits? Answer: Your genders don’t matter. Your marital […]

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Q&A: Fiduciaries can help with estate trusts

Dear Liz: I enjoyed your recent column about spendthrift trusts. You’re right that when parents assign the job of trustee to one sibling for the benefit of another sibling, it creates a hazardous situation that often results in a court battle. The appointed professional trustee should be a neutral party. You recommended a bank or […]

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Friday’s need-to-know money news

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Today’s top story: Why Americans should care about Brexit. Also in the news: Other insurance benefits you can count on, why millions of Americans prefer their credit card statements on paper, and simple budgeting strategies that can bring real results. 3 Reasons Why Americans Should Care About ‘Brexit’ It’s not just Europe’s problem. The Other […]

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Thursday’s need-to-know money news

Today’s top story: The worst airports in the U.S. for summer travel. Also in the news: 3 smart money moves to make buying a home easier, creating a money map to make sense of your financial plan, and five signs it’s time to shop for a new credit card. The 10 Worst Airports in the […]

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