Monday’s need-to-know money news

check-credit-report-easilyToday’s top story: Five credit reports you may not know about. Also in the news: Money gift ideas for the holidays, why your nest egg could be at risk next year, and the top money scams affecting your pocketbook.

5 Credit Reports You Don’t Know About But Should
How’s your casino credit?

5 Money Gift Ideas for the Holidays
Financially creative gift giving.

5 Reasons Why Your Nest Egg Could be at Risk in 2016
Looking towards the future.

12 Top Scams Affecting Your Pocketbook
The latest scams you need to watch out for.

Q&A: 401(k) followup

Dear Liz: Your reply about what to do with a 401(k) after someone leaves a job was off base, in my opinion. You advised the questioner to leave the 401(k) with the former employer until it could be rolled over to a new 401(k) with a new employer. Wouldn’t it be better to roll over […]

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Q&A: Brokerage accounts

Dear Liz: I have some questions regarding my brokerage accounts. What happens to my investments there if the brokerage company goes out of business? How much of my investments will I be able to recover and how? Also, does it matter if my accounts are IRAs, Roth IRAs, or conventional brokerage accounts? Answer: Most brokerages […]

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Q&A: Delayed tax refunds

Dear Liz: How long is too long for an IRS tax refund to be disbursed? I got my state tax refund in a matter of weeks. The IRS refund has been “under review” for almost five months. Answer: A sizable surge in tax refund theft as well as a database breach that exposed more than […]

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Six mistakes people make when giving to charity

Christmas donation, Concept of charity

Here is a helpful rule of thumb for donating to charities this holiday season: Take your time. People waste billions of dollars on inefficient, poorly run or downright fraudulent charities because they do not bother to research where their money is going. And even donations to legitimate causes can be squandered by last-minute, impulsive or […]

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Wednesday’s need-to-know money news


Today’s top story: How to protect your gift cards this holiday season. Also in the news: Getting the most out of your credit cards over the holidays, where to cash a check without paying high fees, and personal finance mythbusting. Why Gift Cards Aren’t As Secure As Your Credit Cards Protecting your presents. How to […]

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Tuesday’s need-to-know money news


Today’s top story: How being behind on your taxes could affect your travel plans. Also in the news: How to determine who you can claim as a dependent, financial steps to take when you’re on your own, and how to avoid costly credit card traps. Haven’t Paid Your Taxes? You May Need to Cancel Your […]

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Monday’s need-to-know money news


Today’s top story: Smart ways to use credit cards over the holidays. Also in the news: Personal finance tips people wish they’d know when they were younger, how to survive Black Friday, and steps you should take before the next financial crash. 5 Smart Ways to Use Credit Cards During the Holidays Protecting your money […]

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Q&A: Cashing mature savings bonds

Dear Liz: I have savings bonds that have achieved full face value. What should I do? Keep them indefinitely or cash them in to fund my Roth account or what? Am I correct that once they have matured, there’s no more money to be made off them? Answer: You are correct. Once savings bonds have […]

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Q&A: Social Security survivor’s benefits

Dear Liz: I am 64 and have been divorced over 22 years. My former husband passed away two years ago at the age of 62. Our marriage lasted more than 10 years and neither of us remarried. I went to the local Social Security office after he passed away, but the official there said I […]

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